Ivy thought Mio Walsh's visit was just a casual meet-up, given how little time they had to see each other. But when Mio suggested meeting her parents, she was taken aback. Her current life was far from glamorous. She lived decently but had no money or background to boast of. Her job was selling houses-a far cry from the life she once had. Mio hadn't asked her about her background, and Ivy wondered if it was because he assumed, after seeing her at that charity gala, that she too came from a wealthy family.

"Um... Mio, do you know much about my family background?" Ivy asked cautiously. She wasn't as naive as before. Life had taught her hard lessons, taking her from riches to ruin.

"Does your family background matter?" Mio's voice was calm, his intent clear. No one knew Ivy's circumstances better than he did.

To him, it didn't matter. From the very beginning, he had no intention of letting her background affect their relationship.

"Meeting my family might not prove anything, but it's a step that ties us to each other's lives. If we're serious about the future, our families will inevitably become involved. I need you to know... my family's situation is far from yours. I have to be honest with you," Ivy said, deciding it was better to reveal the truth now than face embarrassment later.

"Don't worry. I've never cared about your family. From the start, it's always been about you, just you. It's late-get some rest, and I'll come by tomorrow morning," Mio replied, his tone soft, almost like he was soothing a child. Ivy felt a weight lift from her chest.

"Okay."

She was about to say goodbye when her phone rang. "Let me take this call," she said.

It was from Zachary. Today was special, and Ivy had debated whether bringing Mio home was the right call. Their relationship wasn't fully solidified yet, and she didn't want to make things awkward. But since Mio had traveled so far to see her, she couldn't just leave him alone.

Before heading out, Ivy had asked Zachary to stay home and keep Genevieve company. Tomorrow was New Year's Day, and since Ivy couldn't be there, she needed Zachary to step up.

This year had been the most turbulent of their lives. Their family had fallen from grace, and Genevieve was the one most deeply hurt. Once, they celebrated New Year's at the Montgomery estate in grand fashion. Now, the family was in ruins.

from prison, must still be drowning in sadness. She needed someone

peace of mind to meet

with the clock well past midnight, Zachary was calling. He was probably urging her to

way back,"

desperate. He was crying. "Help

me what happened," Ivy said,

disappearing for long stretches and refusing to explain where he'd been. He'd also been holding onto Genevieve's credit card, despite Ivy repeatedly asking him to return

Casino. Can you...

like that?" Ivy's brows furrowed. The last time Zachary got involved in gambling, it

at her phone in frustration, realizing that Zachary's recent absences were tied to gambling. The boy

Join us for the complete experience—all for free. The

Mio asked. He hadn't left yet and could see the worry on

her family's mess. Meeting someone as good as Mio was a rare stroke of

brother just wants me home earlier. He's a bit

But let me know if

should head back to your hotel," Ivy said, eager to send

Goodnight,"

a taxi. She

Mio instructed his driver coldly. He wasn't

cab, Ivy was filled with worry. She'd heard plenty about casinos and the desperate acts of gamblers. Many took out high-interest loans, hoping to turn their luck around, only to lose even more. When it came time to repay their debts, the casinos

seemed Zachary had gotten himself trapped in such a

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