Chapter 4911

All of them would have to wait eighteen years, whether it was for a luxury mansion, a luxury car, or to live a luxurious high society life.

If they took into account that there was still eight months to the baby's expected due date, that would be equivalent to waiting for nineteen years.

However, the ten million US dollars cheque that Kathleen had given to Merlin was different. This was not a conditional family trust, but it was a real cash cheque.

As long as Merlin took this cheque to any bank in the United States, the cheque could be exchanged for ten million US dollars in cash directly.

When Merlin heard them asking about the ten million US dollars, he could not help but say, "My original idea was to put the money into a trust, but the trust that I checked did not have an annualized return as high as eight percent. I calculated it at an annualized interest rate of 3.8%, and there would be almost twenty million US dollars in the trust after eighteen years. The interest can then be taken out every year from the nineteenth year onward, and part of it will be used as the child's education fund, part of it could be used for the child's living allowance, and after the child gets married, you can withdraw one million US dollars directly. If you have two children, you can divide the two million US dollars equally, and the rest of the money will continue to be placed in this trust..."

When Merlin said this, his daughter, Joy, hurriedly said, "Dad, you shouldn't place this money in the trust anymore... If that happens, we will only be able to withdraw the money after eighteen years. There are still a lot of uncertainties that we will face from now on for the next eighteen years. For example, if you move to Houston to live with us in the future, coupled with the birth of our child, we will definitely need to move into a bigger house. Shane and I will not have to continue living in the apartment downtown, and we can come and live with you and Mom. That way, you can also help us take care of our child. If we have more children, we might have to hire a nanny and buy various hardware. We will definitely need to use a lot of money in many different aspects..."

Merlin looked at Joy and asked her, "Joy, what do you suggest we do with the ten million US dollars, then?"

We can buy a villa that is bigger, newer, and closer to the city. After that, we can upgrade the other things in our house such as food, clothing, cars, home appliances,

help but chime in, "That's right, Dad. I think this is more flexible. With this money as support, we can also choose a better private hospital for Joy to give birth. Her prenatal checkups can also be more comfortable and convenient,

upgrade and buy a new house, five hundred thousand US dollars will be used to upgrade the family's various needs, and we will put another five hundred thousand US dollars into a

not help but ask, "Dad, isn't it a bit too little if you're only going to take out two million US dollars in total? What if we took out

on how we should spend the money first. You

said, he looked at his wife, Josie, and asked her, "Josie, do you think this is okay with

taken aback

it a total of eight million US dollars? You should just put it into a short-term trust and from now on, you should take out one-eighteenth ofit every year for the next eighteen years before we take all the

found that their child was taking the money a little too seriously and did not want to be

softly and said,

said, he said, "Oh, by the way, if we want to buy

I'll be going out of town in

for Lord Acker and

is

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