Chapter 4911

All of them would have to wait eighteen years, whether it was for a luxury mansion, a luxury car, or to live a luxurious high society life.

If they took into account that there was still eight months to the baby's expected due date, that would be equivalent to waiting for nineteen years.

However, the ten million US dollars cheque that Kathleen had given to Merlin was different. This was not a conditional family trust, but it was a real cash cheque.

As long as Merlin took this cheque to any bank in the United States, the cheque could be exchanged for ten million US dollars in cash directly.

When Merlin heard them asking about the ten million US dollars, he could not help but say, "My original idea was to put the money into a trust, but the trust that I checked did not have an annualized return as high as eight percent. I calculated it at an annualized interest rate of 3.8%, and there would be almost twenty million US dollars in the trust after eighteen years. The interest can then be taken out every year from the nineteenth year onward, and part of it will be used as the child's education fund, part of it could be used for the child's living allowance, and after the child gets married, you can withdraw one million US dollars directly. If you have two children, you can divide the two million US dollars equally, and the rest of the money will continue to be placed in this trust..."

When Merlin said this, his daughter, Joy, hurriedly said, "Dad, you shouldn't place this money in the trust anymore... If that happens, we will only be able to withdraw the money after eighteen years. There are still a lot of uncertainties that we will face from now on for the next eighteen years. For example, if you move to Houston to live with us in the future, coupled with the birth of our child, we will definitely need to move into a bigger house. Shane and I will not have to continue living in the apartment downtown, and we can come and live with you and Mom. That way, you can also help us take care of our child. If we have more children, we might have to hire a nanny and buy various hardware. We will definitely need to use a lot of money in many different aspects..."

Merlin looked at Joy and asked her, "Joy, what do you suggest we do with the ten million US dollars, then?"

first. We can buy a villa that is bigger, newer, and closer to the city. After that, we can upgrade the other things in our house such as food, clothing, cars, home appliances, and

not help but chime in, "That's right, Dad. I think this is more flexible. With this money as support, we can also choose a better private hospital for Joy to give

hundred thousand US dollars into a reserve fund for flexible withdrawal.

a bit too little if you're only going to take out two million US dollars in total? What if we took

should spend the money first. You should go and ask

his wife, Josie, and asked

was taken

the money over to me. Isn't it a total of eight million US dollars? You should just put it into a short-term trust and from now on, you should take out one-eighteenth ofit every year for the next eighteen years before we take all the money out after eighteen years. We will both decide how to spend

but feel a little surprised, but he soon figured out that his wife also found that their child was taking the money a little too seriously and did not

Merlin sighed softly and said, "Okay, let's do

said, he said, "Oh, by the way, if we want to buy a house, we

possible. I'll be going out of town in a few

do something for Lord Acker and

hurriedly asked, "What is

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