Chapter 1013 The Cruel Reality

After all, they were the ones who had a favor to ask. Even if it felt like the other party was deliberately playing with them, they had to remain patient. Otherwise, if he got angry and walked away without lending them any money, they would’ve really come in vain, and Paradigm Co. was in urgent need of money now.

Charles understood the meaning behind Sonia’s gaze and suddenly recovered from his anger. After taking a deep breath, he calmed down and nodded, indicating that he would not be impulsive anymore.

Upon seeing this, Sonia let go of his sleeve, then smiled at Brian and asked, “Mr. Smith, the thing you want to make sure of, does it have anything to do with me asking you for a loan?”

“Yes, and no.” Brian shook his head and nodded.

Sonia frowned in confusion. “What do you mean?”

Brian lifted the glass of wine before him and drank a sip before replying leisurely, “Miss Reed, you’re asking me for a 200 million loan.”

Saying that, he put up two fingers. “This is not a small amount. On our end, we also need to withdraw funds from a few of our branches in order to get the amount you need in a short time.

The most important thing is that you’re asking for a non-recoverable loan. You might not be able to buy your villa and the land back, so even if the two combined is worth 200 million, the interest we can earn is much less as it is a non-recoverable loan, and there is not much profit. In short, this transaction is an unprofitable business for our bank.”

Sonia nodded slightly. “So, you are saying…?”

“I need a reason to prove that I wouldn’t lose money with this deal, even if I don’t make a profit. Otherwise, I really can’t approve this loan. Should the bank directors hold me accountable, I wouldn’t be able to bear this responsibility,” Brian said, sighing.

the case. However, what kind of reason do you need to prove that this deal wouldn’t be

affirmative answers from you.”

Sonia agreed, “All

Miss Reed. All right, I’ll ask. If you need such a large sum of money, why didn’t you ask President Fuller for help?

Sonia

“Mr. Smith, does

as well. Now that Charles had asked,

Reed and President Fuller. But now, you’ve bypassed him and come to

with the relationship between the both of you. This might be something that you might not want to hear, but to be

would dare to lend to such a company confidently? Tens of millions may be fine, but hundreds of

was currently mediocre, and it was in a very tricky position. However, knowing it and hearing it from someone else were two different things,

bit her lower lip, her

Smith, I’ve mostly understood what you’re saying. You mean to say that if the relationship between Sonny and Toby has changed, then this loan will not be approved today,

at Brian, who nodded and said, “You’re

does my relationship with Toby matter when I’m borrowing money to the point

not figure it out

Miss Reed. As I said just now, Paradigm Co. doesn’t have

didn’t have your relationship with President Fuller backing you, our bank would agree to meet with you to discuss this matter in detail? Not only us, but other banks wouldn’t agree as well, and they would only find a reason to reject you the moment they receive your call explaining your

the words to say. His words were irrefutable. Indeed, Paradigm Co. was not qualified to borrow such a large sum of money, so banks would naturally refuse her from the

to meet up and had never thought about why the bank would agree so quickly

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